Using eqva money Without an Account
eqva money lets you track expenses without creating an account. Here's everything you need to know about this privacy-first option.
Why No Account?
We believe you shouldn't need to hand over your email just to try an app — especially one that handles sensitive financial data. With "Continue without account," you can:
- Test the app fully before committing
- Keep your data 100% on your device
- Decide later if you want cloud features
What You Get Without an Account
Full functionality on the Free plan:
- Unlimited manual expense entries
- 7 voice entries per month
- All 160+ currencies supported
- Complete statistics and insights
- All payment source features
- Category management
The only limitation: No cloud sync across devices (because there's no account to sync to).
How Your Data Is Stored
When using eqva money without an account:
- Everything stays on your device — We can't see your expenses
- No data sent to servers — Zero network requests for your expense data
- Local database — SQLite on your phone stores everything
- Survives app updates — Your data persists through updates
Voice Quota Tracking
Your 7 monthly voice entries are tracked locally:
- Resets at the start of each month
- No server verification needed
- Works completely offline
Creating an Account Later
When you're ready for cloud sync or want to upgrade:
- Go to Settings
- Tap Create Account
- Sign up with Google, Apple, or email
- Choose what to do with your data:
Keep My Data — All your expenses and payment sources migrate to your new account. Nothing is lost.
Start Fresh — Delete local data and begin with a clean slate.
When to Create an Account
Consider creating an account if you want:
- Cloud sync — Access expenses on multiple devices
- Cloud backup — Never lose data if you lose your phone
- Unlimited voice — Upgrade to Pro for unlimited voice entries
Privacy Comparison
| Feature | Without Account | With Account | |---------|-----------------|--------------| | Data location | Device only | Device + Cloud (optional) | | Our access | None | Encrypted cloud data | | Sync | Not available | Available with Pro | | Voice quota | Local tracking | Server tracking |
The Bottom Line
"Continue without account" isn't a limited demo — it's a fully functional expense tracker that respects your privacy. Use it for as long as you like. Create an account when (and if) you decide cloud features are worth it.
Your data, your choice.